Margin Rate Comparison

Compare Broker Interest Rates: The Difference is Significant

If you are currently paying 8% on a $100,000 Debit Balance, switching to Investrade could save you $2,250 annually.

If you are currently paying 7% on a $500,000 Debit Balance, switching to Investrade could save you $11,250 annually.

For many investors, their account is impacted by the cost of high margin rates, not the cost of commission. If you carry a margin balance, consider the impact of “borrowing smarter” with Investrade. Investrade's Base Rate is set by comparing various commercial interest rates, internal and external cost factors and other competitive factors. The Base Rate is subject to change without notice. The current Base Rate is 7.75% and was last changed on 10/29/2019.

Broker Margin Interest Rate Comparison

Margin Balance $0 - $9,999 $10k - $24,999 $25k - $49,999 $50k - $99,999 $100k - $249,999 $250k - $499,999 $500k - $999,999 Over $1,000,000

Investrade
Fidelity
E*TRADE
TDAmeritrade
Schwab

7.75%
9.325%
10.50%
10.25%
9.325%

7.75%
9.325%
10.25%
10.00%
9.325%

7.25%
8.825%
10.00%
9.75%
8.825%

6.75%
7.875%
9.50%
8.75%
7.875%

5.75%
7.825%
9.00%
8.50%
7.825%

4.75%
7.575%
8.50%
8.25%
7.575%

4.75%
5.250%
8.00%
Varies
Varies

4.75%
5.000%
7.00%
Varies
Varies

The competitor interest rates from published web sites are believed to be accurate but they are not guaranteed. Certain firms may offer more competitive rates if additional criteria such as account value, trading volume or certain other conditions are met. Data contained in this section was verified as of 10/29/2019. Please contact each broker individually to confirm their margin fees.

Margin involves risk that you should fully understand. For more information about Investrade's margin rates, guidelines and risks click here.[1] Comparisons are based on hypothetical examples of current margin rates of competitor firms.